Is your retirement falling behind? There is a myth that savings accounts and CDs (Certificates of Deposit) are completely safe. If safe means that your principal is protected against the volatility of economic and financial storms, then yes, they are safe.
Safety, however, means more than just not losing … it means not falling behind.
Don’t Let Inflation Slow You Down
If your idle dollars aren’t outpacing inflation, you’re getting behind. Inflation is that unseen thief that steals away portions of your financial assets.
No matter what you do, $100 today will buy less in the future. And the higher inflation rises, the less you’ll be able to buy with today’s dollars in the future. That means during retirement, you’ll be able to golf less, buy fewer groceries, and afford fewer vacations.Recent rates on savings accounts or CDs rarely outpace inflation. Essentially, your money is predictably decreasing in value.
Predictable Income at a Better Pace
Why not enjoy predictable income that is increasing your money’s value instead?
For a long-term (5+ years) strategy, learn more about properly structured, maximum-funded Indexed Universal Life policies, or what we call IUL LASER Funds, or our innovative annuity strategies.
Disclaimer: Life insurance policies are not investments and, accordingly, should not be purchased as an investment.
We have helped many highly successful people accumulate their money safely, earning predictable, tax-free rates of return, with historical annual average rates of 5–10%. What that means is, when they retire, every $1 million dollars they have accumulated can generate $70,000 – $100,000 per year of tax-free income (aka tax free retirement), without depleting the principal on their nest egg!
